Drivers are learning how to save everywhere they live in Arizona when it comes to getting online quotes. You can pick from the top companies in this state with just a click of your mouse. The top rated companies offer free quotes to all Arizona drivers that take just a couple of moments to receive. There is no way that you could go wrong with getting a free online quote from the top insurance companies that operate in Arizona.

In 2008 the average auto insurance premium lowered 1.00% to 930.58. That is from the current year of 2007 when the premiums were averaging around 921.35. For the year of 2008, the liability coverage was set at around $510.42 and collision was at $315.41 with comprehensive at $246.42. At that time there were 13 states that had a higher average premium and there were also 36 that has a lower premium. Over the years from 2000 until 2005 the premium rose from 791.99 up 822.35.

There are many things that can affect the insurance costs in the state of Arizona. Currently those are:

• Speed limits in Cities at 65.
• Speed limits on the Highways at 55.
• Blood Alcohol Percentage at 0.08
• Open Container Law which currently states that the driver and the passenger are both prohibited form having any kind of open container while operating a vehicle.
• Hand Held Cell Phone-There currently is no ban on hand held cell phone use while driving.
• Cell Usage by Driver-School bus drivers are not allowed to use any cell phones while driving.
• License Suspension on DUI. Your driving license will be suspended for a period of 90 days when charged with a first offense.
• Restoration Abailable After DUI. Your driving privileges will be restored only under certain circumstances after 30 days of the suspension.

The current Arizona Auto Insurance Premium Data is at:

• The average premium in 2008 was 930.58
• The average premium in 2007 was 921.35
• 2007-2008 percentage of change was at 1.00%
• 2008 Collision Costs $315.41
• 2008 Liability Cost at $510.42
• 2008 Comprehensive Cost $ 246.42
• 2008 Premium Rank 14

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