Getting a driving quote and living in the state of California is a lot easier than you would think. Did you know that you could save hundreds of dollars a year off of your current auto insurance policy? One of the best things about using the Internet to look for auto insurance is that quotes are free and it can be done one hundred percent online. Keep reading to find out how to get the cheapest rate and just exactly how that can be done.

In the year of 2008 California premiums averaged around $832.69. That was an increase of 60% from the prior years premiums of $827.78. With that figure, Liability was put at $483.44, collision at $358.39 and comprehensive coverage at $115.89. There were 19 states that had higher premiums with 18 states coming in with lower premiums of California's residents.

Some of the most common factors that are affecting what a driver pays for auto insurance in California are the cities speed limit of 65, the speed limit on highways of 70, the blood alcohol percentage limit coming in at 0.08, the open container law which prohibits any use of open alcohol containers, hand held cell phone usage which prohibits users from using cell phones while driving, license suspension on DUI which is currently a 4 month suspension of license with first DUI offense. Also affecting is the restoration available after DUI which is currently driving privileges being restored after 30 days of suspension.

The current California auto insurance premium data is of the following:

• 2008 Average Premium $832.69
• 2007 Average Premium $827.78
• 2007-2008 % Change 0.06%
• 2008 Collision Cost $358.39
• 2008 Liability Cost $ 483.44
• 2008 Comprehensive Cost $115.89
• 2008 Premium Rank 20

Please feel free to report any problems with any of the listing on these pages. It is our aim to bring you the most accurate and up to date information on California Auto Insurance that you can anywhere.