Compare quotes and rates online for car insurance in the state of Idaho by simply entering your zip code.

Idaho auto insurance rates:

Auto insurance for the years of 2008 was at $589.82 while the previous year came in at $ $585.90. That was a small percentage of change of 0.70 for those two years. That figure indicates that liability coverage was $340.32 and collision coverage was at $238.77. Comprehensive coverage was averaging about $139.78. There were only 2 states that had lower premiums and47 with premiums for the year of 2008. Taking a quick look back at the year of 2000, you will notice the average insurance premium for the that year was at $505.16 and for the year of 2005, it was $523.38.

Auto insurance costs and factors for the state of Idaho:

The limits that are in the city and on the highways have a deciding factor in what your insurance premium will be. Those currently are 75 for the city and 65 for the highways. The Blood Alcohol Percentage Limit is currently at 0.08 percent and also a determining factor. Idaho does have an Open Container Law where both the driver and the passengers are prohibited from having any alcohol in their possession. There currently is not a ban on any hand held cell phone use while being behind the wheel. There is also not state wide ban on cell phones be any drivers. On your first offense of being charge with a DUI or a DWI, your license can be suspended for a period of 90 days. You may have your driving privileges restored after a period of 30 days for certain circumstances after the suspension.

Data for automobile insurance in Idaho:

• The premiums were averaging about $589.82 for the year of 2008
• and for the year of 2007 about $585.90.
• That only represents a small percentage in change of 0.070 for the years.
• The average cost for the collision coverage was $238.77,
• liability coverage cost $340.32
• and comprehensive coverage costs were $139.78.
• Idaho currently is ranked 48 among all the states in the US

 

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