If you’re in need of assistance to locate Illinois auto insurance quotes online, just click on the “GO” icon above and you will be routed to the best companies that offer the lowest rates. No matter if you live in Rockford, Moline, Bloomington, Chicago, or Springfield, the GO button will direct you to the best insurance quotes for your area. Insurance Quotes are free of charge, and will help you find big savings. You’ll never go wrong with shopping around, and who knows? You must may end up finding a lower insurance rate than what you’re paying right now!

Illinois Insurance Rates:

In 2008, Illinois averaged approximately 760.00 in car insurance premiums. That average represented a .30 percent drop from 2007’s average which was $762.27. If you divide the 2008 average by the cost of liability, collision, and comprehensive coverage, that comes to an average of $411.04, $308.98, and $128.55 respectively. 25 other states had averaged higher premiums in 2008 with the other 24 states averaging lower premiums. That indicates a slight change than in 2007, where 23 states averaged higher insurance rates than the state of Illinois. It’s impossible not to notice the steep rise I insurance rates in Illinois when looking at how much less insurance cost in 2000, and 2005. You’ll notice for example, that the average premiums for car insurance in Illinois in 2000 were $651.60 with 26 states having higher premiums. $682.59 was the state average in 2005.

Factors Affecting Insurance Costs in Illinois:

• Speed Limit in Cities 55
• Speed Limit On Highways 65
• Blood Alcohol Percentage Limit 0.08
• Open Container Law Neither the driver and passenger of any motor vehicle are permitted to posses open alcohol
• Handheld Cell Phones Local laws, and jurisdictions dictate laws regarding handheld cell phone usage while driving.
• Cell Usage By Driver All holders of a learner’s permit, drivers less than 18 years of age, drivers of school buses are prohibited to use cell phones while driving
• License Suspension on DUI License is suspended by the state of Illinois for 3 months on a first offense of DUI.
• Restoration Abailable After DUI Driving privileges could be reistated under certain conditions after 30 days after suspension.

Illinois Auto Insurance Premium Data

• 2008Average Premium $760.00
• 2007 Average Premium $762.27
• 2007-2008 % Change -0.30%
• 2008 Collission Cost $308.98
• 2008 Liability Cost $411.04
• 2008 Comprehensive Cost $128.55
• 2008 Premium Rank 26

According to the Illinois Car Insurance Rate Survey in October 2009, online insurance quotes for residents of Illinois are the fourth lowest in the country per car.

Please let us show you how to locate lower auto insurance quotes in Illinois using out online resources. You shouldn’t have to sacrifice good coverage if you know where to shop for low insurance quotes.

If you locate any discrepancies with the information or listings on this page please let us know right away. Our aim to present you with the most informative and accurate listing of car insurance resources available.