By getting a free car insurance quote online, you will see that you can save a lot of money. Anywhere that you live in Indiana, whether its Indianapolis, Fort Wayne, Columbus or anywhere else in the state, you will find affordable rates for your car insurance. Getting a quick quote is simple. All you have to do is follow the link above to check out prices offered by the different insurance companies of Indiana.

General Indiana rate information: In Indiana, car insurance premiums were at an average of $670.88 in 2008, which was very close to the 2007 rates, which averaged $670.97, only a few pennies of difference. Figures that were collected for the year 2008 show that liability coverage cost an average amount of $376.64, collision was $271.57 and comprehensive coverage was $125.17. In the USA, 39 states had insurance premiums that were higher than Indiana (in 2007, that figure was 27), and 10 had lower premiums, which makes it one of the states with generally low premiums. By going back a few years further, we see that car insurance costs averaged $570.27 in 2000 and $614.86 in 2005. During the year 2000, 38 US states had higher insurance premiums than Indiana.

Factors which affect car insurance costs in Indiana:

• City speed limit: 55 mph
• Highway speed limit: 60 mph
• Max. blood alcohol content percentage: 0.08
• Open container laws: Both passengers and drivers of road vehicles cannot possess open containers of alcohol.
• Restrictions on hand held cell phone use: There is no statewide ban on using a hand held cell phone while driving in Indiana.
• Period of license suspension for DUI: License is suspended for 6 months following a DUI/DWI offense.
• Availability of license restoration after DUI: Under certain conditions, license may be restored 30 days after suspension.

Quick look at Indiana auto insurance rate data:

• Average premium - Year 2008: $670.88
• Average premium - Year 2007: $670.97
• Percentage of change 2007-2008: 0.00%
• Average liability cost - Year 2008: $376.64
• Average collision cost - Year 2008: $271.57
• Average comprehensive cost - Year 2008: $125.17
• Premium rank - Year 2008: 40th