Do you want to save money on automobile insurance? Then you are like thousands of Kansas residents who are constantly looking for the most affordable car insurance premiums. Get online quotes today from the most reputed insurers in America! You will be able to obtain quotes instantly online, which is a great help when shopping for an important product like cheap car insurance.

General info on Kansas insurance rates: Auto insurance premiums in the state of Kansas were at an average of $603.47 for the year 2008. Contrary to most other states, rates actually dropped by 1.20% from last year, during which they were at an average of $610.81. Figures collected in 2008 show liability coverage averaging at $302.07, collision insurance at $253.99 and comprehensive coverage at $213.99. In the whole country, there were 45 states that had higher insurance premiums than Kansas. Only 4 had lower premiums. In the year 2007, the rank that Kansas had amongst states for rates was the same, 45 states had higher insurance costs. Looking back to auto insurance rates in 2000, they averaged $540.21. In 2005, the average yearly premium was $555.90. During the year 2000, there were 42 states which had higher premiums.

Factors which affect the cost of auto insurance in Kansas:

• Speed limit inside city zones: 70 mph
• Speed limit on highways: 70 mph
• Max. blood alcohol rate (limit in percentage): 0.08%
• Laws on open containers in a vehicle: Drivers are prohibited from having an open alcohol container. No restrictions on passengers.
• Hand held cell phone restrictions: There are currently no laws banning hand held cell phone use in Kansas.
• Additional restrictions on cell phone use by vehicle operators: None.
• License suspension period for DUI/DWI: The license will be suspended for 30 days following a conviction for DUI-DWI.
• Restoration during suspension period for DUI: Kansas does not allow restoration of driving privileges during a period of suspension for DUI-DWI.

Car insurance premium data for Kansas state:

• Average premium (2008): $603.47
• Average premium (2007): $610.81
• Percent of change (2007-2008): -1.20%
• Collision insurance cost (2008): $253.99
• Liability insurance cost (2008): $302.07
• Comprehensive insurance cost (2008): $213.99
• Overall premium rank (2008): 46th