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Insurance facts for the state of Louisiana:

• The costs of insurance premiums for automobiles in the state of Louisiana were at an average of $1.00 in the year 2008.
• This represents a percent change of 4.70 from the year before, when the average insurance premium rates were $1.00.
• According to the figures in 2008, the average premium for liability coverage was $652.19,
• the average premium for collision coverage was $368.20, and the average cost for a comprehensive coverage premium was $207.71.
• Four states in the U. S. had premiums whose averages were higher than Louisiana, and forty-five states had premiums that were lower than those in Louisiana.
• In the prior year (2007), five states had premiums costing more than those in Louisiana. Going back even further, in the year 2000, the cost of auto insurance in Louisian averaged $806.01, and five years later (in 2005), auto insurance rates averaged $838.96.

There are a number of factors that influence the costs of insurance premiums for auto insurance in Louisiana. Some of them are as follows:

• The speed limit for both city and highway driving is 70 mph.
• The percentage of blood alcohol allowed by law is .08.
• Neither drivers nor passengers may possess open containers of alcohol.
• No laws prohibit the use of cell phones by the driver or while one is driving.
• DUI or DWI offenses result in a license suspension of 90 days;
• however it is possible to have driving privileges restored in some cases after 30 days of suspension.

Please notify us if you encounter any problems or notice any errors with these listings or the listings on any of our other pages. Our goal is for you to receive information with the highest degree of accuracy and comprehension of any resources about automobile insurance available through any medium.