Massachusetts motorists can now get free online auto
insurance quotes quickly and easily. Previously, shopping for the best
insurance rates meant spending hours looking up insurers, calling them
and waiting on hold. Now, you can compare rates from the nation's top
insurers right from your computer. We have a directory of the best
insurance companies doing business in Massachusetts. This will make your
search for cheap car insurance a lot faster and will save you a lot of
time and money.
Insurance rates in Massachusetts:
In 2008, the average auto insurance premium in Massachusetts was $1.00.
When compared to the year 2007, this represents a change of 5.80%. The
previous rate's average insurance rate stood at $1.00. More detailed
figures show that in 2008, liability coverage cost motorists an average
of $701.76, collision coverage was an average of $352.91 and
comprehensive coverage was $150.09. 3 states had higher average auto
insurance rates and 46 had rates that were lower. In 2007, this figure
was unchanged, where 3 states had rates higher than Massachusetts. By
examining a longer period of time, we see that rates for car insurance
in 2000 were averaged at $945.61 and $936.01 in 2005. In 2000, there
were 2 states which had higher average premiums than Massachusetts.
General factors which affect the cost of auto insurance in
- Speed limit - inside city limits: 65 mph
Speed limit - On highways: 65 mph
Blood alcohol percentage maximum: 0.08%
Open container laws: Both drivers and passengers in motor vehicles are
forbidden from having open alcohol containers.
Hand held cell phone restrictions: The laws and regulations vary and are
determined by local jurisdictions, rather than a statewide ban.
Additional restrictions on cell phone use: Drivers of school buses are
forbidden from using any type of cell phone while driving.
Suspension period for DUI offense: On the first offense, the license
will be suspended for 90 days.
Availability of restoration after DUI offenses: None.
Quick look at Massachusetts auto insurance rate information:
- 2008 - Average insurance premium: $1.00
2007 - Average insurance premium: $1.00
2007 - 2008 % of change: 5.80%
2008 Collision coverage cost: $352.91
2008 Liability coverage cost: $701.76
2008 Comprehensive coverage cost: $150.09
Nationwide premium rank for year 2008: 4th