Introduction:
Are you looking for cheap car insurance in Maine? You will
be happy to know that you can get auto insurance quotes online through
the websites in our directory and save on your car insurance. You can
compare prices given by multiple insurance companies so that you can
find the one which offers you the most competitive rates.
Rates:
Car insurance premiums were
at an average of $649.63 in the year 2008. This represents a change
totaling 2.70% when compared to the rates from the previous year, which
averaged at $632.60. Figures that were obtained for 2008 show that
liability coverage had an average cost of $366.08, collision had
averaged $276.36 and comprehensive coverage premiums averaged at
$121.27. 41 states had average insurance premiums which were higher than
Maine and 8 states had lower ones. In the year 2007, 41 states had
higher rates. This makes Maine one of the states with the least
expensive car insurance rates. If we look at a longer trend, car
insurance premiums in Maine were averaged at $522.08 in 2000 and $546.01
in 2005. During the year 2000, there were 45 states in the country that
had higher premiums than Maine.
Here are some factors affecting auto insurance premiums in the state of
Maine:
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City speed limit: 65 mph
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Highway speed limit: 65 mph
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Maximum blood alcohol content percentage: 0.08%
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Open container laws: Driver and passengers of a motor vehicle are
forbidden from having an open alcohol container.
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Hand held cell phone laws: Maine does not currently have a statewide ban
on hand held cell phone device use while driving.
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Additional restrictions on cell phone use: In effect for holder of a
learner's permit or intermediate drivers license
-
License suspension period for DUI: License will be suspended for 90 days
following a first offense for DUI/DWI
-
Availability of restoration after DUI offense: Possibility of restoring
driving privileges during suspension.
General Maine car insurance rate information:
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2008 average insurance cost: $649.63
-
2007 average insurance cost: $632.60
-
Change from 2007 to 2008 in %: 2.70%
-
2008 collision average cost: $276.36
-
2008 liability average cost: $366.08
-
2008 comprehensive average cost: $121.27
-
Premium rank in 2008: 42
