Get and compare quotes for auto insurance in Michigan

It has never been any simpler to get a quote for auto insurance in the state of Michigan. There are many top leading companies that are offering some of the bes rates and cheapest car insurance that you can find. All you have to do is enter your zip code and click go!

The auto insurance premiums for the state of Michigan has been average around $980.32 since 2008. That is a change of 3.20 percent from the previous year when the rates were average only $949.76. The figures for the year of 2008 are indicating the liability coverage is at $ 455.18 collision coverage at $465.34 and comprehensive coverage is coming in at $174.64. Right there are 9 states that currently have higher insurance premiums with 40 states having lower premiums. In year of 2007 there were only 9 states that had higher rates than Michigan. For a trending look, it seems that since 2005 when the rates were only $701.80 they have continued to rise.

Factors that affect Michigan car insurance rates:

• Those currently are:
• The speed limits in the cities of 65.
• The speed limits on the highways of 70.
• The Blood Alcohol Percentage Limits of 0.085.
• The open container law, which states that neither the driver or the passengers are allowed to possess an open container.
• There currently is a variation when it comes to using hand held cell phones that is based in the laws of jurisdictions.
• There is no state wide ban on any cell phone use by anyone driving.
• Currently, there is no automatic suspension of anyones drivers license when they are charged with a first offense DUI or DWI.
• There is no information for the Restoration Abailable after an DUI or a DWI conviction.

Auto Insurance Premiums Data for Michigan

• The average premium in 2008 was $980.32
• The average premium in 2007 was $ 949.76
• There was a 3.20 percent change.
• The collision cost is at $465.34
• The liability cost is at $488.18
• The comprehensive cost is at $174.64
• Michigan currently ranks number 10 with insurance premiums

If you find any errors or problems with the information on this website please let us know. We do our best at bringing you the most up to date information that we can on car insurance premiums in Michigan.