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Minnesota's auto insurance rates info:

Minnesota's auto insurance premiums were averaging about $829.33 in the year of 2008. That figure represented a small drop from the previous year of 2007 of only -0.09 percent. The figures for the year of 2008 represented liability coverage as being at $474.41, collision coverage at $525.17 and comprehensive coverage at $205.48. In that year, there were 20 states that had higher insurance premiums than Minnesota and 29 that had lower premiums. If take a quick look back at Minnesota's history of insurance premiums will notice in the year 2000 the premiums were averaging at $695.55. In the year of 2005, five years later the premiums had risen to $735.20

There are many factors that are affecting what resident's pay for their auto insurance. They are state related as well as driver related. Below you will find a little information on just how the insurance premiums are figured and what can affect that number.

• Breaking speed limits can affect what you pay for auto insurance
• The blood Alcohol Percentage is currently at .08 percentage right now.
• Minnesota does have an Open Container Law the prohibits drivers as well as passengers from being in possession of an open alcohol container.
• There can be no cell phone use by anyone that has a learner's permit or provisional license for the first twelve months after they receive their license.
• Your drivers will be suspended for a period of 90 days on your first offense of DUI or a DWI.
• Your driving privileges may be able to be restored for certain circumstances after 15 days of your suspension.

Minnesota's auto insurance premium data and statistics.

• The average premium for the year of 2008 is at $829.33
• and for the year of 2007, the average premium was at $836.69.
• There was a small drop in premiums for the years of 2007-2008 of 0.09%.
• The average cost for collision coverage is $252.17,
• liability coverage of $472.41
• and comprehensive coverage at $205.48

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