Introduction:
Drivers in Missouri, from St. Louis to Kansas City and any where in
between are able to find affordable auto insurance online. You can get a
quote right now by clicking on the GO button above. By getting auto
insurance quotes at no cost, you are certain to find great savings. You
will find the best rates from multiple insurers.
Examples of rates in Missouri:
The average auto insurance premium in Missouri was $702.39 in 2008,
which was almost identical to the previous year's average rate of
$702.33. Figures collected in 2008 show that liability coverage cost an
average of $385.06, collision coverage averaged at $286.23 and
comprehensive coverage averaged at $155.05. On average, 32 states had
higher premiums than Missouri and 17 had lower ones. In 2007, 31 states
had higher auto insurance rates than Missouri. If we examine longer
trends, in the year 2000, Missouri car insurance premiums were at an
average of $611.73. In 2005 at was $633.52. In 2000, it was 31 states
that had higher average insurance premiums.
Factors which affect insurance rates in Missouri:
- City speed limit : 60
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Highway speed limit: 70
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Maximum blood alcohol limit: 0.08
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Open container laws: Open container laws were not determined for this
state.
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Hand held mobile device laws: There are no statewide bans on using hand
held cell phones while driving a motor vehicle.
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Cell phone usage by drivers: No statewide ban is in force in Missouri at
this time.
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Drivers license suspension upon DUI: A first offense for DUI or DWI will
result in a 30 day suspension of the drivers license.
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Availability of restoration after DUI: Missouri does not restore driving
privileges during a suspension period following a DUI or DWI offense.
Auto insurance premium data for Missouri:
- Average premium in 2008: $702.39
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Average premium in 2007: $702.33
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Change between 2007-2008 in %: 0.00%
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2008 Collision insurance cost: $286.23
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2008 Liability insurance cost: $385.06
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2008 Comprehensive insurance cost: $155.05
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Premium rank for 2008: 33
