Introduction:
Now, Mississippi drivers can get free online car insurance
quotes, allowing them to save a lot of money on their insurance
premiums. You can easily get instant quotes from the nation's top
insurance companies, just by filling out an online form. The whole
process takes only a few minutes and can end up saving you hundreds on
your auto insurance. So why not benefit from getting a free Mississippi
car insurance quote today?
Mississippi auto insurance rates:
In 2008, the average auto insurance
premium per vehicle was $749.03 in the state of Mississippi. In 2007,
this figure was at $710.42, which shows a change of 5.40%. By looking at
more detailed figures from 2008, we see that liability insurance cost
an average of $417.72, collision coverage was averaged at $311.93 and
comprehensive coverage $174.15. 28 states had average premiums that were
higher than Mississippi and 21 states had lower average insurance
rates. In 2007, 30 states had average rates which were higher than those
of Mississippi. In the year 2000, the average rate for Mississippi auto
insurance was $654.16 and $637.62 in 2005. 25 states had higher average
premiums in the year 2000.
General factors affecting the cost of auto insurance in Mississippi:
In addition to factors concerning each individual driver and vehicle
insured, insurance companies also look at factors which are specific to
the state where the driver resides.
- Speed limit - cities: 70 mph
-
Speed limit - highways: 70 mph
-
Blood alcohol (BAC) percentage max.: 0.08%
-
Open container laws: No information is available on open container laws
for this state.
-
Hand held cell phone laws & regulations: No statewide ban is
currently in effect.
-
License suspension period after DUI conviction: For a first offense, the
license will be suspended for 90 days.
-
Restoration of drivers license available after DUI/DWI? No.
Quick Mississippi auto insurance rates data:
- 2008 - Average auto insurance premium: $749.03
-
2007 - Average auto insurance premium: $710.42
-
2007 - 2008 Percentage of change: 5.40%
-
2008 - Collision coverage cost: $311.93
-
2008 - Liability coverage cost: $417.82
-
2008 - Comprehensive coverage cost: $174.15
-
2008 - Nationwide premium rank: 29th
