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The automobile insurance rates for the state of North Carolina were
around the average of $597.02 for the year of 2008. That was a reduction
in the amount of premiums from the previous year of 2007 when the rates
were $604.61. That means that the figures for 2008 were $339.33 for
liability coverage, collision coverage costs were at $261.75 and
comprehensive coverage was at $116.01 For the year of 2008, there were
46 states that a higher premium than the drivers of North Carolina and
only 3 states with lower premiums. A couple of years ago in 2000 the
premiums for automobile insurance were averaging around $563.66 and in
the year of 2005 was $564.76.
Some of the most common factors that affected premiums for the years of
2008 and 2007 in North Carolina are the:
- City and Highway speed limits
- The Blood Alcohol Percentage Limit of 0.08
- The Open Container
Law that states that no driver or passenger should be in possession of
- There is no state wide ban places on using a cell hone
while operating a vehicle except for drivers younger than 18.
- You get a
thirty day suspension of your license for your first offense of a DUI or
- Your driving privileges may restored after 10 days following the
suspension only for certain circumstances.
The date and information for North Carolina Insurance Premiums for 2007
The average premium for the years of 2007 and 2008 were $597.02 and
- There was a decrease in the premiums of 1.30 percentage.
average cost for collision coverage was $261.75.
- The average cost for
liability coverage was at $339.33 and comprehensive coverage was
- North Carolina is currently ranked 47 in all the US states for
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