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Low Cost Auto Insurance North Carolina

Low Cost Auto Insurance North Carolina

Get quotes and compare rates of some of the top rated and leading companies in the state of North Carolina by simply entering your zip code on this site!

The automobile insurance rates for the state of North Carolina were around the average of $597.02 for the year of 2008. That was a reduction in the amount of premiums from the previous year of 2007 when the rates were $604.61. That means that the figures for 2008 were $339.33 for liability coverage, collision coverage costs were at $261.75 and comprehensive coverage was at $116.01 For the year of 2008, there were 46 states that a higher premium than the drivers of North Carolina and only 3 states with lower premiums. A couple of years ago in 2000 the premiums for automobile insurance were averaging around $563.66 and in the year of 2005 was $564.76.

Some of the most common factors that affected premiums for the years of 2008 and 2007 in North Carolina are the:

  • City and Highway speed limits of 70.
  • The Blood Alcohol Percentage Limit of 0.08
  • The Open Container Law that states that no driver or passenger should be in possession of open alcohol.
  • There is no state wide ban places on using a cell hone while operating a vehicle except for drivers younger than 18.
  • You get a thirty day suspension of your license for your first offense of a DUI or DWI.
  • Your driving privileges may restored after 10 days following the suspension only for certain circumstances.

The date and information for North Carolina Insurance Premiums for 2007 and 2008.

  • The average premium for the years of 2007 and 2008 were $597.02 and $604.61.
  • There was a decrease in the premiums of 1.30 percentage.
  • The average cost for collision coverage was $261.75.
  • The average cost for liability coverage was at $339.33 and comprehensive coverage was $116.01.
  • North Carolina is currently ranked 47 in all the US states for insurance premiums.

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Customers say...
I spoke with my agent from ***** who said I probably wouldn't save much, so instead, I went straight home after picking up the kids from school, jumped on to, and in a few short minutes, found that I could save about $40 a month by switching insurance companies. I think I'm going to save a few $1,000 dollars over the next few years. Gosh! My agent is terrible. I owe you a big one :)