Introduction:
Sometimes, finding bargains on car insurance in Nebraska
may appear difficulty. However, thanks to online insurance quotes, you
can quickly find the lowest rate to insure your car in Nebraska. There
are dozens of insurance companies which can give an instant online quote
to Nebraska residents. Don't delay, start saving money on car insurance
today!
Overall insurance rates in the state of Nebraska:
In 2008, car insurance
premiums averaged $637.44, which shows a change of 2.20% from the year
2007, when insurance rates were at an average of $623.97. Figures for
the year 2008 show that liability coverage cost an average of $336.05,
collision coverage was at an average of $231.51 and comprehensive car
insurance premiums were at an average of $218.64. In comparison with the
rest of the country, 42 states showed higher insurance premiums than
Nebraska, while 7 had lower average premiums. Same in 2007, where 42
states had higher insurance costs. When we examine a more long-term
trend, we see that in 2000, car insurance premiums in Nebraska averaged
$532.74. In 2005, this amount was $553.83. 43 states had overall higher
premiums than Nebraska in the year 2000.
Some factors which affect the cost of auto insurance in Nebraska:
- City speed limit: 65 mph
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Highway speed limit: 65 mph
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Percentage limit of blood alcohol: 0.08%
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Laws on open alcohol containers: Both driver and passengers cannot
possess open alcohol containers.
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Hand held cell phone restrictions: No statewide ban on using a hand held
cell phone while driving is currently in effect.
-
Other restrictions on cell phone use for drivers: No other restrictions
apply in Nebraska.
-
License suspension period for DUI: In case of a first offense, the
license will be suspended for 90 days.
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Availability of restoration after DUI offense: Restoration may be
available to some drivers after 30 days.
General auto insurance premium data for Nebraska:
- Average premium in 2008: $637.44
-
Average premium in 2007: $623.97
-
Change between 2007-2008 (%): 2.20%
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Collision insurance cost in 2008: $218.64
-
Liability insurance cost in 2008: $336.05
-
Comprehensive insurance cost in 2008: $218.64
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Premium rank in 2008: 43rd
