Introduction:
Obtaining a variety of auto insurance quotes ensures purchasing the best
policy for the most competitive price. Below are the average rates for
New Hampshire auto insurance to assist in your search for reasonably
priced auto insurance in the state of New Hampshire.
New Hampshire Rates:
Although New Hampshire auto insurance premiums have increased from the
year 2000, the state has maintained its affordability in comparison with
other states. New Hampshire was ranked as the 25th most expensive state
in the nation for auto insurance premiums in 2000, averaging a car
insurance premium of $665.47; by 2005, that average rate had only
increased to $685.62. In 2008, however, the average insurance premium in
New Hampshire rose 2.5%, from $779.14 in 2007 to $798.34, moving New
Hampshire from 25th in the nation to 23rd. In addition, in 2008 the
average cost of liability coverage was $432.54 while collision coverage
averaged $307.84, and comprehensive coverage averaged $116.08.
Factors Affecting New Hampshire's Insurance Costs:
- City Speed Limit 65
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Highway Speed Limit 55
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Blood Alcohol Percentage Limit 0.08
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Open Container Law Open alcohol containers are illegal for both the
passenger and the driver of a vehicle.
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Handheld Cell Phones Handheld cell phone usage is legal.
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Driver's Cell Usage Drivers are not banned from using a cell phone.
-
License Suspension on DUI Six months’ suspension of driver's license
for a first offense DUI - DWI.
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Restoration Available After DUI There is no restoration of driving
privileges during suspension.
Auto Insurance Premium Data for New Hampshire
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2008 Average Premium $798.34
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2007 Average Premium $779.14
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2007-2008 % Change 2.50%
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2008 Collision Cost $307.84
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2008 Liability Cost $432.54
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2008 Comprehensive Cost $116.08
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2008 Premium Rank 23
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accurate, comprehensive auto insurance resources and information
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