Oklahoma Car Insurance

Introduction:

No matter which part of the state of Oklahoma that you reside in, it is possible to quickly get online car insurance quotes that can save you hundreds each year on your insurance costs. Thanks to the power of the internet, many motorists are saving huge amounts on their premiums each year, so why shouldn't you? Use our directory of reputable insurers and get car insurance quotes online today!

Oklahoma insurance premium data:

Auto insurance cost an average of $689.89 for Oklahoma residents in 2008. This shows only a tiny change of 0.10% from the previous year, where insurance rates were at an average $689.37. Data collected in 2008 show liability coverage at an average of $391.81, collision coverage at an average of $297.20 and comprehensive coverage averaging $178.78. 35 states in the country had rates higher than Oklahoma and 14 had lower ones. During the year 2007, 33 states had rates which were higher than those in Oklahoma. If we examine a longer time period, we see that auto insurance premiums were at an average of $602.72 in the year 2000 and $610.33 in 2005. During the year 2000, there were 33 state which had higher average premiums.

Factors which affect the costs of car insurance in Oklahoma:

• City speed limit: 70 mph
• Highway speed limit: 70 mph
• Blood alcohol percentage maximum: 0.08%
• Open container laws & regulations: The driver is prohibited from having an open alcohol container.
• Hand held cell phone bans and restrictions: No statewide ban is currently in effect concerning hand held cell phone use.
• Period of license suspension for DUI: On a first DUI/DWI offense, the license will be suspended for a period of 180 days.
• Availability of restoration after DUI suspension: Driving privileges could be restored during suspension.

Auto insurance premium data for Oklahoma state:

• Average premium in 2008: $689.89
• Average premium in 2007: $689.37
• Change percentage in 2007 - 2008: 0.10%
• Collision coverage - average cost in 2008: $297.20
• Liability coverage - average cost in 2008: $391.81
• Comprehensive coverage - average cost in 2008: $178.78
• Premium rank - 2008: 36th