Oregon Car Insurance
Introduction: Are you a resident of the state of Oregon? Are you looking
to save money on your car insurance? Then you've come to the right
place. Thanks to the power of the internet, you are able to instantly
get auto insurance quotes from several companies. The process is very
easy to do and can save you a lot of time in your search for the best
rates, not to mention possibly save you hundreds each year on your car
insurance.
Recent Oregon rate information:
In the year 2008, auto insurance premiums were at an average of $753.38.
During 2007, rates averaged $735.80, which represents a change of
2.40%. In 2008 average rates for Oregon drivers were $492.22 for
liability coverage, coverage for collision was at an average of $241.66,
and comprehensive coverage was at $112.78. In the year 2008, there were
27 states with higher average insurance premiums and 22 states that had
lower insurance rates. This was the same in 2007, where 27 states had
higher premiums than Oregon. Going back a few more years, we see that in
2000, auto insurance premiums averaged $625.37 and $642.52 in 2005.
Back in 2000, residents of 27 paid higher premiums on average than those
of Oregon state.
Some factors used by insurers to determine insurance rates in Oregon:
- Maximum speed limit within cities: 55 mph
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Maximum speed limit on highways: 55 mph
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Max. blood alcohol content in percent: 0.08%
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Hand held cell phone laws: No statewide bans exist in Oregon.
-
Additional restrictions on cell phone use while driving: No additional
restrictions exist in this state.
-
Drivers license suspension for DUI/DWI: First offense for DUI/DWI will
result in a license suspension for 90 days.
-
Availability of restoration after DUI conviction: Under certain
conditions, driving privileges can be restored 30 days following the
suspension.
General car insurance rate data:
- 2008 average rates: $753.38
-
2007 average rates: $735.80
-
Change between years 2007 and 2008 in %: 2.40%
-
2008 average collision protection cost: $241.66
-
2008 average liability protection cost: $492.22
-
2008 comprehensive protection cost: $112.78
-
Premium rank for year 2008: 28th
