South Carolina Car Insurance

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Rate Information for South Carolina:

During 2008, South Carolina car insurance rates averaged $763.35, which showed a 2.40 percent increase from 2007 when rates were at $745.42. Also during 2008, the following average coverage rates were shown: $471.77 for liability, $255.78 for collision and $159.95 for comprehensive. Throughout the country, 24 states showed premiums greater and 25 that were below South Carolina premium rates. 2000 figures showed that 29 states had achieved higher premiums, whereas in 2007 there were 25 that were higher. For a broader range comparison, premium costs in South Carolina during 2000 were at $619.57 to 2005 when they were at $636.26.

Influences on South Carolina Car Insurance

• City Speed Limit 70
• Highway Speed Limit 60
• Limit Blood Alcohol Content 0.08
• Open Container Law Alcohol is not allowed to be in possession of either driver or passengers.
• Cell Phones The state does not have a law banning cell phone use at this time.
• Driver use Cell Phone The state has no law prohibiting driver cell phone use.
• DUI License Suspension The state does not automatically suspend a driver license for a first
• DUI or DWI.
• License Returned after DUI There is no current information.

Information on South Carolina Car Insurance Premiums

• 2008 Average Premium $763.35
• 2007 Average Premium $745.42
• 2007-2008 Percent Change 2.40%
• 2008 Collision Cost $255.78
• 2008 Liability Cost $471.77
• 2008 Comprehensive Cost $159.95
• 2008 Premium Rank 25

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