A great way to get free, instant, online quotes for residents of Tennessee.

You can compare auto insurance rates for any one who drives in the state of Tennessee by simply entering your zip code here on our site.

Tennessee auto insurance rates for the year of 2008 were ranging around $666.22 That represented a small change of around 2.40 percent from the previous year of 2007 when rates were at $ 650.44. These figures for coverage were at at an average of $361.08 for liability, collision was at $309. 11 and comprehensive coverage was at $129.49. There were 40 states that had an higher averaged premium and 9 lower premiums If take a look back in previous years 2000 auto insurance premiums were around $592.33 and for the year of 2005 they were at $610.65

Some of the most common factors in determining auto insurance premiums for residents in Tennessee.

• The city and the highway speed limits are currently at 70
• The blood alcohol percentage limit is at 0.08.
• The current Open Container Law states that only the driver is prohibited from having any kind of open alcohol container.
• There is no statewide ban for talking on the cell phone while driving .
• All school bus drivers and drivers with just a learners permit or intermediate license holders are not allowed to use the cell phone while driving.
• Driving privileges can be suspended upon conviction of a DUI or DWI.
• That is only for certain circumstances.
• There is currently no information available when it comes to restoration of licenses after a DUI.

Premium Data for auto insurance for drivers in Tennessee.

• The average premiums for the year of 2008 and 1007 were $666.22 and 650.44.
• There was a change in premiums of 2.70% between the two years.
• The average cost for collision coverage was $309.11, liability coverage was $361.08 and comprehensive coverage was $129.49.

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