Vermont Car Insurance

Introduction:

Get a Vermont car insurance quote online today! The process will take you around 5 minutes and is completely free of charge. There are many insurance companies which operate in Vermont, which gives you the power to save money by comparing their offers. Getting an auto insurance quote online is the best way to get cheap car insurance and can potentially save you hundreds each year!

A look at Vermont rates:

In Vermont, premiums for auto insurance were at an average yearly cost of $692.72 in 2008, which indicates a change of 1.40% from 2007, during which time the average rate was $683.11. Figures that we analyzed for the year 2008 show liability coverage averaging $365.00, collision coverage at $306.43 and comprehensive car insurance had an average rate of $134.57. 34 states in the USA had premiums which were higher than Vermont and 15 states had lower average premiums. Looking back at the year 2007, there were 34 US states with premiums higher than Vermont. Upon examining a more long-term trend, we see that car insurance premiums in Vermont averaged $586.39 in 2000 and $602.52 in 2005. During the year 2000, there were 39 states which had higher premiums.

Factors that affect the cost of car insurance in Vermont:

• City speed limit: 55 mph
• Highway speed limit: 60 mph
• Blood alcohol content limit: 0.08%
• Open alcohol container laws: Ban on possessing open alcohol containers apply for both the driver and their passengers.
• Regulations on the use of hand held cell phones: No statewide ban is in effect at this time.
• Other restrictions on cell phone usage: Not applicable.
• Period of license suspension after DUI offense: License will be suspended for 90 days following conviction for DUI / DWI
• Availability of license restoration after DUI conviction: No.

General Vermont auto insurance cost information:

• Average premiums for 2008: $692.72
• Average premiums for 2007: $683.11
• Percent of change from 2007 to 2008: 1.40%
• Average collision coverage cost for 2008: $306.43
• Average liability coverage cost for 2008: $365.00
• Average comprehensive coverage cost for 2008: $134.57
• Premium rank for 2008: 35th