Washington Car Insurance
Introduction:
Are you looking to save on your car insurance rates in
Washington? By comparing prices online, you can make some substantial
savings on your car insurance premiums! A great way to do so is by
comparing quotes obtained from several different insurers. That way, you
can find out which company offers the cheapest auto insurance rates in
Washington state.
Washington state insurance rates:
In 2008, car insurance premiums were
at an average of 2008 in this state. This marks a relatively small
change of 1.6% from 2007, when automobile insurance rates were at an
average of $825.05. Figures collected for the year 2008 indicate that
the average price of liability coverage was $532.96, while collision
coverage averaged $273.98 and finally comprehensive was at an average of
$136.50. 18 states throughout the nation had higher average insurance
rates and 31 had lower premiums. During the year 2007, it was 19 states
that had higher insurance rates than Washington. By examining a slightly
longer period, we can conclude that car insurance premiums were at an
average of $722.48 in 2000 and at $749.74 in 2005. During the year 2000,
it was 14 other states that had average insurance premiums higher than
Washington.
Here are some factors which affect the insurance costs for Washington:
- Maximum speed in cities: 60 mph
-
Maximum speed on highways: 60 mph
-
Maximum blood alcohol content: 0.08
-
Open container laws: Drivers and passengers of motor vehicles are
prohibited from possessing open alcohol containers.
-
Hand held cell phone ban: There is no ban on cell phone use while
driving currently in effect in the state of Washington.
-
License suspension period on DUI offense: Drivers license will be
suspended for 90 days following a first DUI or DWI offense.
-
Possibility of license restoration after DUI offense: Under certain
specific circumstances, driving privileges can be restored 30 days
following the suspension.
General auto insurance data for Washington:
- 2008 auto insurance premium average: $836.61
-
2007 auto insurance premium average: $825.05
-
Change percentage between 2007 and 2008: 1.60%
-
2008 collision coverage cost: $273.98
-
2008 liability coverage cost: $532.96
-
2008 comprehensive coverage cost: $136.50
-
2008 nationwide premium rank: 19th
