Introduction:

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Wisconsin Rates:

In 2008, Wisconsin’s car insurance premiums averaged approximately $635.59. This is broken down in three areas: liability, collision, and comprehensive. The figures for 2008 show the average for liability coverage being $342.66, collision $224.86, and comprehensive $139.20. These figures represent an increase from the previous year of about 2.4 percent. At that time, the rates averaged around $620.90. In 2007, as well as 2008, Only 6 other states had lower premiums than the state of Wisconsin. In 2005, Wisconsin’s auto insurance premiums averaged $573.46. Going back even further to the year 2000, the average premium was $545.29. At that time, only 8 other states had lower premiums while the other 41 states had insurance premiums that were much higher. As we can see, Wisconsin continues to have some of the lowest car insurance in the country.

Factors Influencing Insurance costs:

• Speed Limit in Cities 65
• Speed Limit on Highways 65
• Blood Alcohol Percentage Limit0.08
• Open Container Law All persons inside a vehicle are prohibited from possessing open alcohol.
• Handheld Cell Phones the state of Wisconsin currently does not have a ban on cell phone use while driving.
• Cell Usage by Driver Wisconsin currently does not ban all cell phones by motorists.
• License Suspension on DUI First offense for DUI / DWI is a six month license suspension.
• Restoration Available after DUI Driving privileges may possibly be reinstated while suspension is in place.

Wisconsin Auto Insurance Premium Data:

• 2008 Average Premium $635.59
• 2007 Average Premium $620.90
• 2007-2008 % Change 2.40%
• 2008 Collision Cost $224.86
• 2008 Liability Cost $342.66
• 2008 Comprehensive Cost $139.20
• 2008 Premium Rank 44

Please let us know if you find any inaccuracies on our list. It’s our endeavor to assist you with the most up to date and listing of car insurance resources available.