Wyoming Car Insurance
Introduction:
Residents of Wyoming state are able to get cheap auto
insurance quotes online. By comparing quotes from multiple car insurance
companies, you are sure to find cheap auto insurance rates, no matter
which city you reside in the state of Wyoming.
Wyoming car insurance rates:
In 2008, car insurance premiums averaged
$628.77 in Wyoming. This represents a change of 1.8% from 2007, during
which rates averaged at $617.90. Figures collected in the year 2008 show
that liability coverage cost an average of $329.50, collision insurance
was at an average of $260.38 and comprehensive coverage was priced at
an average of $226.29. In the whole country, 44 states had average auto
insurance premiums which were higher than Wyoming and 5 of them had
lower premiums. This is similar to the year 2007, during which 44 states
had rates higher than in Wyoming. If we examine a more long-term trend,
automobile insurance premiums were at an average of $495.60 in 2000. In
2005, this average was at $527.63. During the year 2000, 47 states had
premiums higher than Wyoming.
When insurers determine premium costs in a certain state, they examine
certain factors which are specific to that state.
Here are some factors
which affect car insurance rates in Wyoming:
- Speed limit inside city limits: 60
-
Highway speed limit: 65
-
Blood Alcohol (BAC) limit: 0.08
-
Open container laws (having an open container of alcohol in a vehicle):
As of July 2007, both drivers and passengers of motor vehicles are
prohibited from having open containers of alcohol.
-
Hand held cell phone laws: No statewide ban on using a hand held mobile
phone while driving exists in this state.
-
Cell phone usage by drivers: No statewide ban exists concerning cell
phone use by car drivers.
-
Drivers license suspension period for DUI offenses: The drivers license
is suspended for a period of 90 days following conviction for a DUI/DWI
offense.
-
Availability of license restoration after DUI conviction: In certain
cases, driving privileges may be restored during the suspension period.
Wyoming car insurance data at a glance:
- Average premiums in 2008: $628.77
-
Average premiums in 2007: $617.90
-
Change between 2007-2008 in percentage: 1.80%
-
Collision insurance cost in 2008: $260.38
-
Liability insurance cost in 2008: $329.50
-
Comprehensive insurance cost is 2008: $226.29
-
Premium rank amongst all states in 2008: 45th
